'Guilt' in the Bible

When Jesus saw their [active] faith [springing from confidence in Him], He said to the paralyzed man, “Son, your sins are forgiven.”

“Why does this man talk that way? He is blaspheming; who can forgive sins [remove guilt, nullify sin’s penalty, and assign righteousness] except God alone?”

but whosoever shall speak injuriously against the Holy Spirit, to eternity has no forgiveness; but lies under the guilt of an everlasting sin;