'Misfortune' in the Bible

Here is a misfortune on earth that I have seen: Wealth hoarded by its owner to his own misery.

This is another misfortune: Just as he came, so will he go. What did he gain from toiling for the wind?

Here is another misfortune that I have seen on earth, and it weighs heavily on people:

God gives a man riches, property, and wealth so that he lacks nothing that his heart desires, yet God does not enable him to enjoy the fruit of his labor -- instead, someone else enjoys it! This is fruitless and a grave misfortune.

I have seen another misfortune on the earth: It is an error a ruler makes.