'Surety' in the Bible

My son, if you have become surety for your neighbor,Have given a pledge for a stranger,

He who is guarantor for a stranger will surely suffer for it,But he who hates being a guarantor is secure.

A man lacking in sense pledgesAnd becomes guarantor in the presence of his neighbor.

Take his garment when he becomes surety for a stranger;And for foreigners, hold him in pledge.

Take his garment when he becomes surety for a stranger;And for an adulterous woman hold him in pledge.