'Penalties' in the Bible

He who puts up security and guarantees a debt for an outsider will surely suffer [for his foolishness],But he who hates (declines) being a guarantor is secure [from its penalties].

And someone asked Him, “Lord, will only a few be saved [from the penalties of the last judgment]?” And He said to them,

It is a fearful and terrifying thing to fall into the hands of the living God [incurring His judgment and wrath].