'Penalty' in the Bible

They brought to Him a man who was paralyzed, lying on a stretcher. Seeing their [active] faith [springing from confidence in Him], Jesus said to the paralytic, “Do not be afraid, son; your sins are forgiven [the penalty is paid, the guilt removed, and you are declared to be in right standing with God].”

For which is easier, to say, ‘Your sins are forgiven and the penalty paid,’ or to say, ‘Get up and walk’? [Both are possible for God; both are impossible for man.]

But so that you may know that the Son of Man has authority and the power on earth to forgive sins”—then He said to the paralytic, “Get up, pick up your stretcher and go home.”

[For the Son of Man has come to save that which was lost.]

You serpents, you spawn of vipers, how can you escape the penalty of hell?