Thematic Bible: Creditor


Thematic Bible




“For you have taken pledges of your brothers without cause,
And stripped men naked.


“They drive away the donkeys of the orphans;
They take the widow’s ox for a pledge.

Now one of the wives of a man of the sons of the prophets cried out to Elisha [for help], saying “Your servant my husband is dead, and you know that your servant [reverently] feared the Lord; but the creditor is coming to take my two sons to be his slaves [in payment for a loan].”


“Others snatch the fatherless [infants] from the breast [to sell or make them slaves],
And against the poor they take a pledge [of clothing].

Come to terms quickly with your accuser while you are on the way traveling with him, lest your accuser hand you over to the judge, and the judge to the guard, and you be put in prison. Truly I say to you, you will not be released until you have paid the last fraction of a penny.

Then as you go with your accuser before a magistrate, on the way make a diligent effort to settle and be quit (free) of him, lest he drag you to the judge, and the judge turn you over to the officer, and the officer put you in prison. I tell you, you will never get out until you have paid the very last [fraction of a] cent.

Now there arose a great cry of the [poor] people and of their wives [driven to borrowing] against their Jewish brethren [the few who could afford to lend]. For some said, We, our sons and daughters, are many; therefore allow us to take grain, that we may eat and live! If we are not given grain, let us take it! Also some said, We are mortgaging our lands, vineyards, and houses to buy grain because of the scarcity. read more.
Others said, We have borrowed money on our fields and vineyards to pay the [Persian] king's heavy tax. Although our flesh is the same as that of our brethren and our children are as theirs, yet we are forced to sell our children as slaves; some of our daughters have already been thus sold, and we are powerless to redeem them, for others have our lands and vineyards. I [Nehemiah] was very angry when I heard their cry and these words. I thought it over and then rebuked the nobles and officials. I told them, You are exacting interest from your own kinsmen. And I held a great assembly against them. I said to them, We, according to our ability, have bought back our Jewish brethren who were sold to the nations; but will you even sell your brethren, that they may be sold to us? Then they were silent and found not a word to say. Also I said, What you are doing is not good. Should you not walk in the fear of our God to prevent the taunts and reproach of the nations, our enemies? I, my brethren, and my servants are lending them money and grain. Let us stop this forbidden interest! Return this very day to them their fields, vineyards, olive groves, and houses, and also a hundredth of all the money, grain, new wine, and oil that you have exacted from them. Then they said, We will restore these and require nothing from them. We will do as you say. Then I called the priests and took an oath of the lenders that they would do according to this promise. I shook out my lap and said, So may God shake out every man from his house and from [the exercise and fruits of] his labor who does not keep this promise! So may he be shaken out and emptied. And all the assembly said, Amen, and praised the Lord. And the people did according to this promise.

That which he labored for shall he give back and shall not swallow it down [to enjoy it]; according to his wealth shall the restitution be, and he shall not rejoice in it. For he has oppressed and forsaken the poor; he has violently taken away a house which he did not build. Because his desire and greed knew no quietness within him, he will not save anything of that in which he delights.

Be not one of those who strike hands and pledge themselves, or of those who become security for another's debts. If you have nothing with which to pay, why should he take your bed from under you?

But that same attendant, as he went out, found one of his fellow attendants who owed him a hundred denarii [about twenty dollars]; and he caught him by the throat and said, Pay what you owe! So his fellow attendant fell down and begged him earnestly, Give me time, and I will pay you all! But he was unwilling, and he went out and had him put in prison till he should pay the debt. read more.
When his fellow attendants saw what had happened, they were greatly distressed, and they went and told everything that had taken place to their master. Then his master called him and said to him, You contemptible and wicked attendant! I forgave and cancelled all that [great] debt of yours because you begged me to. And should you not have had pity and mercy on your fellow attendant, as I had pity and mercy on you? And in wrath his master turned him over to the torturers (the jailers), till he should pay all that he owed. So also My heavenly Father will deal with every one of you if you do not freely forgive your brother from your heart his offenses.




“No one shall take a handmill or an upper millstone [used to grind grain into bread] as security [for a debt], for he would be taking a [person’s] life in pledge.

If you buy a Hebrew servant [as the result of debt or theft], he shall serve six years, and in the seventh he shall go out free, paying nothing. If he came [to you] by himself, he shall go out by himself; if he came married, then his wife shall go out with him. If his master has given him a wife and she has borne him sons or daughters, the wife and her children shall be her master's, and he shall go out [of your service] alone. read more.
But if the servant shall plainly say, I love my master, my wife, and my children; I will not go free, Then his master shall bring him to God [the judges as His agents]; he shall bring him to the door or doorpost and shall pierce his ear with an awl; and he shall serve him for life.

If you lend money to any of My people with you who is poor, you shall not be to him as a creditor, neither shall you require interest from him. If you ever take your neighbor's garment in pledge, you shall give it back to him before the sun goes down; For that is his only covering, his clothing for his body. In what shall he sleep? When he cries to Me, I will hear, for I am gracious and merciful.

And if you sell anything to your neighbor or buy from your neighbor, you shall not wrong one another. According to the number of years after the Jubilee, you shall buy from your neighbor. And he shall sell to you according to the number of years [remaining in which you may gather] the crops [before you must restore the property to him]. If the years [to the next Jubilee] are many, you may increase the price, and if the years remaining are few, you shall diminish the price, for the number of the crops is what he is selling to you. read more.
You shall not oppress and wrong one another, but you shall [reverently] fear your God. For I am the Lord your God.

And if your [Israelite] brother has become poor and his hand wavers [from poverty, sickness, or age and he is unable to support himself], then you shall uphold (strengthen, relieve) him, [treating him with the courtesy and consideration that you would] a stranger or a temporary resident with you [without property], so that he may live [along] with you. Charge him no interest or [portion of] increase, but fear your God, so your brother may [continue to] live along with you. You shall not give him your money at interest nor lend him food at a profit.

And this is the manner of the release: every creditor shall release that which he has lent to his neighbor; he shall not exact it of his neighbor, his brother, for the Lord's release is proclaimed. Of a foreigner you may exact it, but whatever of yours is with your brother [Israelite] your hand shall release.

You shall not lend on interest to your brother -- "interest on money, on victuals, on anything that is lent for interest. You may lend on interest to a foreigner, but to your brother you shall not lend on interest, that the Lord your God may bless you in all that you undertake in the land to which you go to possess it.

When you lend your brother anything, you shall not go into his house to get his pledge. You shall stand outside and the man to whom you lend shall bring the pledge out to you. And if the man is poor, you shall not keep his pledge overnight. read more.
You shall surely restore to him the pledge at sunset, that he may sleep in his garment and bless you; and it shall be credited to you as righteousness (rightness and justice) before the Lord your God.

If you lend [money] to those from whom you expect to receive [it back], what credit is that to you? Even sinners lend to sinners expecting to receive back the same amount.



Therefore the kingdom of heaven is like a human king who wished to settle accounts with his attendants. When he began the accounting, one was brought to him who owed him 10,000 talents [probably about $10,000,000], And because he could not pay, his master ordered him to be sold, with his wife and his children and everything that he possessed, and payment to be made. read more.
So the attendant fell on his knees, begging him, Have patience with me and I will pay you everything. And his master's heart was moved with compassion, and he released him and forgave him [cancelling] the debt.

A certain lender of money [at interest] had two debtors: one owed him five hundred denarii, and the other fifty. When they had no means of paying, he freely forgave them both. Now which of them will love him more? Simon answered, The one, I take it, for whom he forgave and cancelled more. And Jesus said to him, You have decided correctly.