Treasury of Scripture Knowledge
Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
And the man answered Him, [Deut. 6:5], "You must love the Lord your God with all your heart, with all your soul, with all your strength and with all your mind." And [Lev. 19:18 says], " [You must love] your neighbor just as [you love] yourself."
This is because no human being can be considered right with God by [obeying] the requirements of a law. [Note: It is difficult to determine the exact sense in which "law" is used in these verses. It may be law generally, or the law of Moses specifically. See Bruce, pages 52-58]. For the knowledge of what sin is comes from the law of Moses.
But to the person who believes in God, who makes ungodly people right with Himself apart from doing good deeds, that person's faith is considered by God [as the basis] for being righteous.
And if [they were selected] by God's unearned favor, [then] the choice is not based on the good that people may do. Otherwise, God's favor would not be [really] unearned.
still we know that a person is not justified [i.e., made right with God] by [perfect obedience to] the law of Moses, but rather through faith in [the person and work of] Christ. [Knowing this] we have trusted in Christ Jesus [to save us], so that we might be made right with God by trusting in Him and not by [our compliance with] the requirements of the law of Moses. Because by such law-compliance no one can be made right with God.
Now [specific] promises were made to Abraham and to his seed [i.e., descendants]. [God] did not say "seeds" [plural] as though He were referring to many persons but "seed" [singular] showing that He meant one [descendant]; [Gen. 13:15 says] "And to your seed," referring to Christ.
But God, who has great love for us and abundant mercy [toward us],
2 Timothy 1:9
[It is] God who saved us and called us to live holy lives [or, "to be dedicated people"], not as a result of our [good] deeds, but in harmony with His own purpose and unearned favor. [This was] given to us through [the atoning work of] Christ Jesus, before the beginning of time. [Note: Salvation through Christ was planned before time began. See Titus 1:2; Rom. 16:25; Eph. 1:4].
Jesus said to him, "Truly, truly, I tell you, a person cannot see the kingdom of God [i.e., enter it. See verse 5], unless he is born from above [Note: The words "from above" are also used in verse 31, but in this place they could also mean "again," or "anew" and refer to the source of a person's second birth].
1 Corinthians 6:11
And some of you have practiced such things, but you were washed [i.e., from your sins. See Acts 22:16]; you were dedicated [i.e., set apart for God's service]; you were made right with God in the name [i.e., by the authority] of the Lord Jesus Christ, and by the Holy Spirit of our God.
so that He could dedicate her [to Himself], after cleansing her by means of the washing of water [i.e., immersion], accompanied by the word. [Note: "The word" here refers either to a person's profession of faith (See Rom. 10:9) or to the Gospel message (See Rom. 10:17), both of which are associated with immersion].
1 Peter 3:21
This water prefigured immersion [into Christ], which now also saves you, not by removing dirt from the [physical] body, but [by serving] as an appeal [or, "pledge"] to God for a clear conscience through the raising of Jesus Christ from the dead.
And you people must not be conformed to [the values and standards of] this age, but you should become transformed [i.e., changed in attitude and action] by having your mind renewed [i.e., to think in a totally different way]. Then you will be able to determine [and practice] God's will, the thing that is good, and acceptable and perfect.
and to be renewed in your inner person.
and have put on the new person, who is being [daily] renewed with full knowledge, according to the image of God, who [re-] created him.
So then, it does not depend on what a person wants or does, but on God, who shows pity [i.e., to whomever He wants].
It was not the result of your own [good] deeds [See Titus 3:5], so that no one could boast [about it].
1 John 4:19
We love [God and others] because God has first loved us.