'Credited' in the Bible

For what does the Scripture say? "Abraham believed God, and it was credited to him as righteousness."

However, to someone who does not work, but simply believes in the one who justifies the ungodly, his faith is credited as righteousness.

Now does this blessedness come to the circumcised alone, or also to the uncircumcised? For we say, "Abraham's faith was credited to him as righteousness."

Under what circumstances was it credited? Was he circumcised or uncircumcised? He had not yet been circumcised, but was uncircumcised.

Afterward he received the mark of circumcision as a seal of the righteousness that he had by faith while he was still uncircumcised. Therefore, he is the ancestor of all who believe while uncircumcised, in order that righteousness may be credited to them.

This is why "it was credited to him as righteousness."

Now the words "it was credited to him" were written not only for him

In the same way, Abraham "believed God, and it was credited to him as righteousness."

And so the Scripture was fulfilled that says, "Abraham believed God, and it was credited to him as righteousness." And so he was called God's friend.