'Remitted' in the Bible

‘And forgive us our debts, as we have forgiven our debtors [letting go of both the wrong and the resentment].

They brought to Him a man who was paralyzed, lying on a stretcher. Seeing their [active] faith [springing from confidence in Him], Jesus said to the paralytic, “Do not be afraid, son; your sins are forgiven [the penalty is paid, the guilt removed, and you are declared to be in right standing with God].”

For which is easier, to say, ‘Your sins are forgiven and the penalty paid,’ or to say, ‘Get up and walk’? [Both are possible for God; both are impossible for man.]