Reference: LOANS
American
Jehovah, as the sole proprietor of the land occupied by the Jews, required them, as one condition of its use, to grant liberal loans to their poor brethren; and every seven years, the outstanding loans were to become gifts, and could not be reclaimed. If a pledge was taken on making a loan, it must be done with mercy and under certain benevolent restrictions, Ex 22:25,27; De 15:1-11; 23:19-20; 24:6,10-13,17. The great truth so prominent in this and similar features of the Mosaic laws, ought to be restored to its fundamental place in our theories of property; and no one who believes in God should act as the owner, but only as the steward of what he possesses, all of which he is to use as required by its great Owner. In the same spirit, our Savior enjoins the duty of loaning freely, even to enemies, and without hope of reward, Lu 6:34-35.
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If thou lend money to any of my people that is poor by thee, thou shalt not be as an usurer unto him, neither shalt oppress him with usury.
For that is his coverlet only: even the raiment for his skin wherein he sleepeth: or else he will cry unto me and I will hear him, for I am merciful.
At the end of seven years thou shalt make a free year. And this is the manner of the free year: whosoever lendeth ought with his hand unto his neighbour, may not ask again that which he hath lent, of his neighbour or of his brother: because it is called the LORD's free year, read more. yet of a stranger thou mayest call it home again. But that which thou hast with thy brother thine hand shall remit, and that in any wise, that there be no beggar among you. For the LORD shall bless the land which the LORD thy God giveth thee, an inheritance, to possess it: so that thou hearken unto the voice of the LORD thy God, to observe and do all these commandments which I command you this day. Yea, and then the LORD thy God shall bless thee as he hath promised thee, and thou shalt lend unto many nations, and shalt borrow of no man, and shalt reign over many nations, but none shall reign over thee. When one of thy brethren among you is waxed poor in any of thy cities within thy land which the LORD thy God giveth thee, see that thou harden not thine heart nor shut to thine hand from thy poor brother: But open thine hand unto him and lend him sufficient for his need which he hath. And beware that there be not a point of Belial in thine heart, that thou wouldest say, 'The seventh year, the year of freedom is at hand,' and therefore it grieve thee to look on thy poor brother and givest him nought and he then cry unto the LORD against thee and it be sin unto thee. But give him, and let it not grieve thine heart to give. Because that for that thing, the LORD thy God shall bless thee in all thy works and in all that thou puttest thine hand to. For the land shall never be without poor. Wherefore I command thee, saying, 'Open thine hand unto thy brother that is needy and poor in thy land.'
Thou shalt be no usurer unto thy brother, neither in money nor in food, nor in any manner thing that is lent upon usury. Unto a stranger thou mayest lend upon usury, but not unto thy brother, that the LORD thy God may bless thee in all that thou settest thine hand to in the land whither thou goest to conquer it.
No man shall take the nether or the upper millstone to pledge, for then he taketh a man's life to pledge.
If thou lend thy brother any manner succour, thou shalt not go into his house to fetch a pledge: but shalt stand without and the man to whom thou lendest, shall bring thee the pledge out at the door. read more. Furthermore, if it be a poor body, go not to sleep with his pledge: but deliver him the pledge again by that the sun go down, and let him sleep in his own raiment and bless thee. And it shall be righteousness unto thee, before the LORD thy God.
Hinder not the right of the stranger nor of the fatherless, nor take widow's raiment to pledge.
If ye lend to them of whom ye hope to receive: what thank shall ye have: for the very sinners, lend to sinners, to receive as much again. Wherefore, love ye your enemies, do good, and lend, looking for nothing again: and your reward shall be great, and ye shall be the children of the highest: for he is kind unto the unkind, and to the evil.