57 Bible Verses about Credit
Most Relevant Verses
“Do not charge your brother interest on money, food, or anything that can earn interest. You may charge a foreigner interest, but you must not charge your brother interest, so that the Lord your God may bless you in everything you do in the land you are entering to possess.
“If you lend money to My people, to the poor person among you, you must not be like a moneylender to him; you must not charge him interest.
who does not lend his money at interest
or take a bribe against the innocent—
the one who does these things will never be moved.
He doesn’t oppress anyone but returns his collateral to the debtor. He does not commit robbery, but gives his bread to the hungry and covers the naked with clothing.
“When you make a loan of any kind to your neighbor, do not enter his house to collect what he offers as security. You must stand outside while the man you are making the loan to brings the security out to you. If he is a poor man, you must not sleep in the garment he has given as security. read more.
Be sure to return it to him at sunset. Then he will sleep in it and bless you, and this will be counted as righteousness to you before the Lord your God.
“If you ever take your neighbor’s cloak as collateral, return it to him before sunset. For it is his only covering; it is the clothing for his body. What will he sleep in? And if he cries out to Me, I will listen because I am compassionate.
“If your brother among you becomes destitute and sells himself to you, you must not force him to do slave labor. Let him stay with you as a hired hand or temporary resident; he may work for you until the Year of Jubilee.
“Do not take a pair of millstones or an upper millstone as security for a debt, because that is like taking a life as security.
Don’t be one of those who enter agreements,
who put up security for loans.
If you have no money to pay,
even your bed will be taken from under you.
My son, if you have put up security for your neighbor
or entered into an agreement with a stranger,
you have been trapped by the words of your lips—
ensnared by the words of your mouth.
Do this, then, my son, and free yourself,
for you have put yourself in your neighbor’s power:
Go, humble yourself, and plead with your neighbor.
read more.
Don’t give sleep to your eyes
or slumber to your eyelids.
Escape like a gazelle from a hunter,
like a bird from a fowler’s trap.
If someone puts up security for a stranger,
he will suffer for it,
but the one who hates such agreements is protected.
One without sense enters an agreement
and puts up security for his friend.
There was a widespread outcry from the people and their wives against their Jewish countrymen. Some were saying, “We, our sons, and our daughters are numerous. Let us get grain so that we can eat and live.” Others were saying, “We are mortgaging our fields, vineyards, and homes to get grain during the famine.” read more.
Still others were saying, “We have borrowed money to pay the king’s tax on our fields and vineyards. We and our children are just like our countrymen and their children, yet we are subjecting our sons and daughters to slavery. Some of our daughters are already enslaved, but we are powerless because our fields and vineyards belong to others.” I became extremely angry when I heard their outcry and these complaints. After seriously considering the matter, I accused the nobles and officials, saying to them, “Each of you is charging his countrymen interest.” So I called a large assembly against them and said, “We have done our best to buy back our Jewish countrymen who were sold to foreigners, but now you sell your own countrymen, and we have to buy them back.” They remained silent and could not say a word. Then I said, “What you are doing isn’t right. Shouldn’t you walk in the fear of our God and not invite the reproach of our foreign enemies? Even I, as well as my brothers and my servants, have been lending them money and grain. Please, let us stop charging this interest. Return their fields, vineyards, olive groves, and houses to them immediately, along with the percentage of the money, grain, new wine, and olive oil that you have been assessing them.” They responded: “We will return these things and require nothing more from them. We will do as you say.”
So I summoned the priests and made everyone take an oath to do this.
For you took collateral from your brothers without cause,
stripping off their clothes and leaving them naked.
and when he oppresses the poor and needy, commits robbery, and does not return collateral, and when he raises his eyes to the idols, commits detestable acts,
They stretch out beside every altar
on garments taken as collateral,
and in the house of their God,
they drink wine obtained through fines.
then you should have deposited my money with the bankers. And when I returned I would have received my money back with interest.
why didn’t you put my money in the bank? And when I returned, I would have collected it with interest!’
And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners to be repaid in full. But love your enemies, do what is good, and lend, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High. For He is gracious to the ungrateful and evil.
For this reason, the kingdom of heaven can be compared to a king who wanted to settle accounts with his slaves. When he began to settle accounts, one who owed 10,000 talents was brought before him. Since he had no way to pay it back, his master commanded that he, his wife, his children, and everything he had be sold to pay the debt. read more.
“At this, the slave fell facedown before him and said, ‘Be patient with me, and I will pay you everything!’ Then the master of that slave had compassion, released him, and forgave him the loan.
Others were saying, “We are mortgaging our fields, vineyards, and homes to get grain during the famine.”
Don’t be one of those who enter agreements,
who put up security for loans.
Take his garment,
for he has put up security for a stranger;
get collateral if it is for foreigners.
One of the wives of the sons of the prophets cried out to Elisha, “Your servant, my husband, has died. You know that your servant feared the Lord. Now the creditor is coming to take my two children as his slaves.”
Let a creditor seize all he has;
let strangers plunder what he has worked for.
This is what the Lord says:
Where is your mother’s divorce certificate
that I used to send her away?
Or who were My creditors that I sold you to?
Look, you were sold for your iniquities,
and your mother was put away
because of your transgressions.
and when he oppresses the poor and needy, commits robbery, and does not return collateral, and when he raises his eyes to the idols, commits detestable acts, and lends at interest or for profit, will he live? He will not live! Since he has committed all these detestable acts, he will certainly die. His blood will be on him.
People who live in you accept bribes in order to shed blood. You take interest and profit on a loan and brutally extort your neighbors. You have forgotten Me.” This is the declaration of the Lord God.
The Lord says:
I will not relent from punishing Israel
for three crimes, even four,
because they sell a righteous person for silver
and a needy person for a pair of sandals.
Reach a settlement quickly with your adversary while you’re on the way with him, or your adversary will hand you over to the judge, the judge to the officer, and you will be thrown into prison. I assure you: You will never get out of there until you have paid the last penny!
Since he had no way to pay it back, his master commanded that he, his wife, his children, and everything he had be sold to pay the debt. “At this, the slave fell facedown before him and said, ‘Be patient with me, and I will pay you everything!’
“If your brother becomes destitute and cannot sustain himself among you, you are to support him as a foreigner or temporary resident, so that he can continue to live among you. Do not profit or take interest from him, but fear your God and let your brother live among you. You are not to lend him your silver with interest or sell him your food for profit. read more.
I am Yahweh your God, who brought you out of the land of Egypt to give you the land of Canaan and to be your God. “If your brother among you becomes destitute and sells himself to you, you must not force him to do slave labor. Let him stay with you as a hired hand or temporary resident; he may work for you until the Year of Jubilee. Then he and his children are to be released from you, and he may return to his clan and his ancestral property. They are not to be sold as slaves, because they are My slaves that I brought out of the land of Egypt. You are not to rule over them harshly but fear your God.
Even I, as well as my brothers and my servants, have been lending them money and grain. Please, let us stop charging this interest. Return their fields, vineyards, olive groves, and houses to them immediately, along with the percentage of the money, grain, new wine, and olive oil that you have been assessing them.” They responded: “We will return these things and require nothing more from them. We will do as you say.”
So I summoned the priests and made everyone take an oath to do this.
And forgive us our debts,
as we also have forgiven our debtors.
“A creditor had two debtors. One owed 500 denarii, and the other 50. Since they could not pay it back, he graciously forgave them both. So, which of them will love him more?” Simon answered, “I suppose the one he forgave more.”
“You have judged correctly,” He told him.
“At the end of every seven years you must cancel debts. This is how to cancel debt: Every creditor is to cancel what he has lent his neighbor. He is not to collect anything from his neighbor or brother, because the Lord’s release of debts has been proclaimed. You may collect something from a foreigner, but you must forgive whatever your brother owes you.
Moses commanded them, “At the end of every seven years, at the appointed time in the year of debt cancellation, during the Festival of Booths,
When the surrounding peoples bring merchandise or any kind of grain to sell on the Sabbath day, we will not buy from them on the Sabbath or a holy day. We will also leave the land uncultivated in the seventh year and will cancel every debt.
What then can we say that Abraham, our physical ancestor, has found? If Abraham was justified by works, he has something to brag about—but not before God. For what does the Scripture say?
Abraham believed God,
and it was credited to him for righteousness. read more.
Now to the one who works, pay is not considered as a gift, but as something owed. But to the one who does not work, but believes on Him who declares the ungodly to be righteous, his faith is credited for righteousness. Likewise, David also speaks of the blessing of the man God credits righteousness to apart from works: How joyful are those whose lawless acts are forgiven
and whose sins are covered!
How joyful is the man
the Lord will never charge with sin! Is this blessing only for the circumcised, then? Or is it also for the uncircumcised? For we say, Faith was credited to Abraham for righteousness. In what way then was it credited—while he was circumcised, or uncircumcised? Not while he was circumcised, but uncircumcised. And he received the sign of circumcision as a seal of the righteousness that he had by faith while still uncircumcised. This was to make him the father of all who believe but are not circumcised, so that righteousness may be credited to them also.
Abram believed the Lord, and He credited it to him as righteousness.
It was credited to him as righteousness
throughout all generations to come.
The person who sins is the one who will die. A son won’t suffer punishment for the father’s iniquity, and a father won’t suffer punishment for the son’s iniquity. The righteousness of the righteous person will be on him, and the wickedness of the wicked person will be on him.
Therefore, it was credited to him for righteousness. Now it was credited to him was not written for Abraham alone, but also for us. It will be credited to us who believe in Him who raised Jesus our Lord from the dead.
So the Scripture was fulfilled that says, Abraham believed God, and it was credited to him for righteousness, and he was called God’s friend.
He made the One who did not know sin to be sin for us, so that we might become the righteousness of God in Him.
—that is, God’s righteousness through faith in Jesus Christ, to all who believe, since there is no distinction.
But it is from Him that you are in Christ Jesus, who became God-given wisdom for us—our righteousness, sanctification, and redemption,
and be found in Him, not having a righteousness of my own from the law, but one that is through faith in Christ—the righteousness from God based on faith.
Not that I seek the gift, but I seek the profit that is increasing to your account.
“The one who welcomes you welcomes Me, and the one who welcomes Me welcomes Him who sent Me. Anyone who welcomes a prophet because he is a prophet will receive a prophet’s reward. And anyone who welcomes a righteous person because he’s righteous will receive a righteous person’s reward. And whoever gives just a cup of cold water to one of these little ones because he is a disciple—I assure you: He will never lose his reward!”
Then the King will say to those on His right, ‘Come, you who are blessed by My Father, inherit the kingdom prepared for you from the foundation of the world. For I was hungry
and you gave Me something to eat;
I was thirsty
and you gave Me something to drink;
I was a stranger and you took Me in;
I was naked and you clothed Me;
I was sick and you took care of Me;
I was in prison and you visited Me.’
If you love those who love you, what credit is that to you? Even sinners love those who love them. If you do what is good to those who are good to you, what credit is that to you? Even sinners do that. And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners to be repaid in full. read more.
But love your enemies, do what is good, and lend, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High. For He is gracious to the ungrateful and evil.
For we must all appear before the tribunal of Christ, so that each may be repaid for what he has done in the body, whether good or worthless.
Serve with a good attitude, as to the Lord and not to men, knowing that whatever good each one does, slave or free, he will receive this back from the Lord.